Comments on: Why was I turned down for a store card when the letter said that it was not due to my credit record? http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/ liveoasis.com Fri, 30 Jul 2010 22:40:25 -0400 http://wordpress.org/?v=2.8.6 hourly 1 By: 80's Child http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/comment-page-1/#comment-406 80's Child Sat, 18 Jul 2009 07:44:23 +0000 http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/#comment-406 probably because you have not been at your currebnt address for long enough. probably because you have not been at your currebnt address for long enough.

]]> By: ANF http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/comment-page-1/#comment-405 ANF Thu, 16 Jul 2009 18:22:08 +0000 http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/#comment-405 They like to see a stable address and usually look for at least 2/3 years in one place. Also if you are renting then you are likely to move on and they could loose track of you. Do you have a bank account and for how long? They like to see a stable address and usually look for at least 2/3 years in one place. Also if you are renting then you are likely to move on and they could loose track of you. Do you have a bank account and for how long?

]]> By: sparky_12s http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/comment-page-1/#comment-404 sparky_12s Thu, 16 Jul 2009 04:17:47 +0000 http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/#comment-404 There should be a phone number on the letter for you to call and request a "specific reason of decline" letter. If not call the company and ask what exactly the reason was. The company is required to inform you of the reason of decline. There should be a phone number on the letter for you to call and request a “specific reason of decline” letter. If not call the company and ask what exactly the reason was. The company is required to inform you of the reason of decline.

]]> By: angelicakelly http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/comment-page-1/#comment-403 angelicakelly Tue, 14 Jul 2009 11:48:30 +0000 http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/#comment-403 occasionally when stores get too many forms returned they stick to a quota of cards they give out. For example if 10,000 applied countrywide that month at £100 each and they issued every one, they could potentially have £1 million worth of clothes go out on credit for just that month! Some stores just cant afford that sort of risk so they have cut off limits. Especially this time of year. occasionally when stores get too many forms returned they stick to a quota of cards they give out. For example if 10,000 applied countrywide that month at £100 each and they issued every one, they could potentially have £1 million worth of clothes go out on credit for just that month! Some stores just cant afford that sort of risk so they have cut off limits. Especially this time of year.

]]> By: soren http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/comment-page-1/#comment-402 soren Sun, 12 Jul 2009 19:51:07 +0000 http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/#comment-402 you might have a good record, but you could be considered a risk if you have a lot of cards. the bank's thinking is that if you were to max out all your present cards, would you be able to pay for theirs? if this is the case, cancel any cards you don't use. you should also get a letter in the mail within a few days from the bank. the store isn't under any obligation to tell you why you were declined, but you should get a follow-up letter from their financer explaining why. you might have a good record, but you could be considered a risk if you have a lot of cards. the bank’s thinking is that if you were to max out all your present cards, would you be able to pay for theirs? if this is the case, cancel any cards you don’t use.

you should also get a letter in the mail within a few days from the bank. the store isn’t under any obligation to tell you why you were declined, but you should get a follow-up letter from their financer explaining why.

]]> By: gingertod http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/comment-page-1/#comment-401 gingertod Thu, 09 Jul 2009 22:41:51 +0000 http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/#comment-401 Yes it is probably because you have not lived at your current address for long enough. Never mind - you didn't want one anyway Yes it is probably because you have not lived at your current address for long enough.
Never mind – you didn’t want one anyway

]]> By: richard_beckham2001 http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/comment-page-1/#comment-400 richard_beckham2001 Tue, 07 Jul 2009 10:40:32 +0000 http://liveoasis.com/blog/why-was-i-turned-down-for-a-store-card-when-the-letter-said-that-it-was-not-due-to-my-credit-record/#comment-400 Try this link Try this link

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